StableARK
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Built for freelancers

Get paid in stablecoins, cash out anywhere.

Receive earnings from Upwork, Fiverr, Deel and freelancer.com in stablecoins. Cash out to your local bank, pay suppliers from invoices, or send money home to family — all from a single wallet.

Works with Upwork Fiverr Deel freelancer.com
Freelancer working on a laptop

Three steps. One wallet.

From client invoice to cash in your hand — set up in minutes.

1

Get paid

Receive Upwork, Fiverr, Deel, and freelancer.com payouts as USDC or USDT — instantly, 24/7. No more 5-business-day holds.

2

Hold or swap

Hold stablecoins or swap between USD, EUR, GBP, MXN, BRL, NGN, PHP and more — at mid-market rates, in one wallet.

3

Cash out anywhere

Withdraw to bank across 8 local rails — SEPA, PIX, SPEI, ACH, FPS, NIBSS — usually under 60 seconds.

Eight rails, one wallet

Get paid in stablecoins. Cash out to bank or pay locally — across eight rails worldwide.

Diagram showing payment flows from a central wallet hub to USD, USDC, USDT, SEPA, MXN, PIX, GBP and NGN rails USD — ACH / FedNowUSDUSA USDC — Stablecoin on Ethereum, Solana, BaseUSDCOn-chain USDT — Tether stablecoinUSDTOn-chain SEPA — Eurozone instantSEPAEurope MXN — SPEIMXNMexico PIX — Brazil 24/7PIXBrazil GBP — Faster PaymentsGBPUnited Kingdom NGN — NIBSS Instant PaymentNGNNigeria
Today8,412payouts
Volume$1.8Mcashed out
Active rails8worldwide

Sample journeys

Hypothetical scenarios — not real customers. Here's how the platform is designed to work.

Sample scenario

Maria · Mexico City

Illustrator · Upwork

Maria's design client in Berlin pays a 1,200 USD invoice. She receives it as USDC, swaps to MXN, and the funds land in her BBVA Bancomer account via SPEI in 11 seconds.

Earned1,200 USDC
Paid out21,400 MXN
Sample scenario

Lucas · São Paulo

Video editor · Fiverr

Lucas finishes a 650 USD wedding video edit for a US couple. The Fiverr payout hits his wallet as USDT. He pays 480 BRL to his cinematographer via PIX and keeps the rest.

Earned650 USDT
Sent via PIX480 BRL
Sample scenario

Folake · Lagos

Illustrator · freelancer.com

Folake sends a monthly remittance to her mum in Kano. She holds her earnings as USDC and converts 80,000 NGN to her mum's bank via NIBSS — 1.2% fee instead of Western Union's 6%.

Earned920 USDC
Sent home80,000 NGN
Sample scenario

Ana · Manila

Technical writer · Deel

Ana's US tech employer pays her through Deel. She receives 3,200 USDC each month, keeps most as savings, and pays for her co-working space in PHP via InstaPay.

Salary3,200 USDC/mo
Spends~22,000 PHP/mo

Common questions

Everything we've been asked. If something's missing, ask us at hello@stableark.io.

How does StableARK work?

We give freelancers and contractors a single wallet that connects to the major freelance platforms (Upwork, Fiverr, Deel, freelancer.com). You receive payouts as stablecoins (USDC or USDT), then hold, swap, or cash out to your local bank — across 8 payment rails worldwide.

Which freelance platforms are supported?

At launch we plan to support Upwork, Fiverr, Deel, and freelancer.com via their public payout APIs and direct bank-account integrations. The exact integration list will be confirmed before launch.

What is a stablecoin and why hold one?

A stablecoin is a digital token pegged 1:1 to a real-world currency — typically the US dollar. USDC is issued by Circle and USDT by Tether. They let payments settle on-chain in seconds, 24/7, and your balance keeps its dollar value while you decide when to cash out.

How fast is cash-out to my local bank?

Domestic rails like SEPA Instant (EU), PIX (Brazil), SPEI (Mexico), Faster Payments (UK), NIBSS (Nigeria), InstaPay (Philippines), UPI (India), and FedNow (US) typically clear in under 60 seconds. Some routes use day-end batch settlement and may take a few hours.

What are the fees?

We're still finalising public pricing. Our target is to be at least 50% cheaper than incumbent platform-withdrawal and remittance fees, with transparent per-transaction costs and no hidden FX margins. Full schedule before launch.

Are you regulated?

StableARK is operated by Nova Skill Edge Limited, a UK company (Companies House registered). We are working towards FCA Electronic Money Institution registration and crypto-asset registration under the UK Money Laundering Regulations 2017. The production service will not be live until those registrations are in place.

What happens to my funds if you go out of business?

When we are live as an FCA-registered EMI, customer funds will be safeguarded in segregated accounts at UK-regulated banks under the Electronic Money Regulations 2011 — separate from our operating funds. Stablecoin balances are held with regulated custody partners. No production funds are held until launch.

Do I need ID verification (KYC)?

Yes — eventually. To meet UK anti-money-laundering rules, any production wallet will require basic ID verification (government ID + selfie) before you can hold or move funds, plus extra checks for larger transactions. The free account signup needs only your email, name, and country.

Can I send money to my family?

Yes — that's a core use case. We support direct local-rail remittances in supported corridors (NGN, MXN, BRL, PHP, INR, and more). Your family receives funds in their local currency, in their existing bank account, usually in under a minute.

My country isn't on your supported list yet. What now?

Sign up with your email and country anyway. We prioritise new corridors based on demand from real users. The more freelancers in your country join, the faster we can ship support for it.

How we plan to earn your trust

We're not live yet. Here's what we're doing about it.

People working on laptops around a wooden table

UK-incorporated, named operator

Nova Skill Edge Limited, registered at Companies House, registered office 128 City Road, London. Real entity, real accountability.

Working towards FCA registration

EMI registration and crypto-asset registration under the UK Money Laundering Regulations 2017 are in progress. We won't process production payments before they're granted.

OWASP-aligned security, day one

8 hardened response headers, strict Content Security Policy, no third-party trackers, no behavioural fingerprinting. Verifiable on securityheaders.com.

Privacy by design

UK GDPR + DPA 2018 compliant. Minimum data at signup. Full ICO complaint route documented in our Privacy Policy.

Responsible disclosure programme

Good-faith security researchers welcome. See our Security Policy for scope and safe harbour.

No production funds, no production claims

We hold no customer money today. The wallet does not exist as a live product yet. Every claim on this page describes the design intent — not current capability.

This is a pre-launch website. StableARK does not yet hold customer funds or process transactions. Sample journeys above are illustrative — they show how the platform is designed to work, not real customer outcomes. Before any production service goes live we will publish full Terms, an updated Privacy Policy, and complete the UK regulatory steps described above.

Ready to skip the platform-withdrawal queue?

Sign up free. We'll email when your country's payment corridor goes live.

Regulatory disclaimer

© 2026 StableARK is a financial technology company, not a bank. We do not provide virtual accounts, payment cards, custody, cryptocurrency exchange, or asset-custodian services. On-ramp and off-ramp services are provided by licensed partners. Availability of services may vary by jurisdiction and is subject to regulatory approval. We provide banking-like services through stablecoins.

Operated by Nova Skill Edge Limited, registered in England & Wales, registered office 128 City Road, London, EC1V 2NX, United Kingdom. See our Risk Disclaimer and Legal hub for the full picture.